Taking into account tthe creditworthiness of the potential buyer, it is possible to accept alternative payment methods for the purchase price:

The buyer rents the property with an option to purchase it at a later date, with the rental payments being applied to the purchase price as agreed. Moveable, non-fixed items, such as furniture, kitchen appliances or other furnishings, are already purchased by the tenant as part of the rent-to-own contract.

Advantages: This option is suitable for buyers with limited funds. The flexibility of the purchase allows the prospective buyer to start their business immediately and take ownership of the property gradually. Disadvantages: If the tenant/buyer leaves the contract early, the rental payments already made could be considered a loss.

The purchase price is paid in the first step with a fixed down payment and the remaining payment amount is paid in predetermined installments over a defined period of time. The property is transferred at the beginning, while the remaining purchase price is secured by an entry in the land register.

Advantages: Immediate use of the property, flexible negotiation of installments. Disadvantages: Higher total cost due to interest, interest rate risk.

The property offered here can be exchanged, for example for apartments with 5-star hotel accommodation in Quito or the Netherlands Antilles (Aruba, Bonaire, Curaçao). Alternatively, an exchange for properties in Southern Switzerland (Ticino) or in Lombardy/Northern Italy, near Lake Lugano or Lake Maggiore, could be considered. Any differences in value would be settled by means of compensation payments.

Advantages: An exchange process could take place with little or no liquidity. Typically, an asset swap does not require a complex financing process. Disadvantages: Determining differences in value can be challenging. Different jurisdictions, tax laws and regulations at the locations of the assets must be carefully examined.